Since digital advancements took over, criminals are bringing in sophisticated methods to exploit businesses’ operations. This way they bypass the identity checks, reap illicit benefits and bring reputational damages to the industry. Criminals are employing sophisticated methods like using fake documents, deep fake, spoofing attacks, and 2D/3D masks. Ultimately, they onboard legit platforms which put biometric security in question.
This is why businesses need to employ efficient biometric ID verification solutions. The AI-powered solutions help industries shifting online verify customers by analyzing distinct traits. These are human features that are impossible to replicate such as facial features, iris/retina, voice patterns, fingerprints, and DNA. The blog covers categories of biometric screening checks and methods in which they verify customers.
Biometric User Authentication – Types of Improved Checks
Biometrics is undergoing various criticisms and backlashes, however, it provides enough accuracy in verifying identities. With its ever-evolving technology, biometrics are providing authentic ways to verify criminals using fake documents or information. Biometric security systems scan both behavioural and biological traits of customers that eliminate the chances of fraudulent attempts. The AI-enabled biometric recognition solutions further provide the following checks:
Biological Biometric Verification
Biological biometric verification refers to the analyses of human features that are impossible to replicate as they have complex structures. For instance, iris, retina, facial features, DNA, and fingerprints. In previous years, biometric screening was used by military and law enforcement agencies to identify criminals and keep track of their activities.
However, digitization has made access to other industries such as travel, finance, and healthcare easier. These industries are using these methods to verify customers and ensure legit digital onboarding. Biological biometrics involves the following checks:
- Facial Verification
Verification of facial features is the commonly used type of biometrics. Where law enforcement agencies were using facial recognition for identifying criminals, industries of today are using it otherwise. For instance, e-commerce is allowing buyers to make a purchase by scanning their faces. Similarly, the travel industry uses biometric passports to streamline the boarding process of travellers. The AI-powered biometric ID verification tools map the face and cross-verify it within the documents as well as across databases.
- Iris and Retina Scans
Iris and retain scans are another type of biological biometric massively their way to the IDV world. Criminals were use 2D/3D maks to replicate facial features, and iris/retina scans identify them in minimal time. The biometric security system scan the complex structure and vein pattern at the back of the eye. Moreover, the biometric identity systems are capable enough to perform verification if customers are not focusing on one point or even if are wearing glasses.
- DNA
DNA is the complex structure within the human body. Criminals may replicate facial features by using 2D/3D masks but can not create fake DNA. As per Shufti Pro News, law enforcement agencies are using biometric recognition and especially DNA to identify offenders.
- Fingerprint Analysis
Fingerprint analysis is a common method to verify customers. In previous years, the military and other such institutions were using fingerprints to track criminals. However, in today’s digitally advanced world, every industry from finance to cellphone manufacturers is using this technology. Businesses also use biometric user authentication for onboarding. Therefore, customers can simply put their finger on the scanner and log in to their digital bank account, make seamless payments, or board aeroplanes.
Behavioural Biometric Verification
Behavioural biometric screening is the analysis of customers’ real-life behaviour. These include voice recognition, liveness detection, gestures, and handwriting analysis. Biological biometrics naalyzes the distinct features of customers, whereas, behavioural checks ensure their presence in the real world. The behavioural biometric screening verifies customers by examining their behaviours.
- Liveness Detection
Liveness detection falls in the behavioural biometric recognition category. It ensures the presence of customers in the real world. Criminals use fake information that helps them pass the verification, however, liveness detection analyzes their surroundings to validate their claim. Furthermore, in this type of biometric identity verification, the video expert schedule a live call with the customers.
Fraudsters here upload a pre-recorded video so that they can trick the verifier. However, the AI-powered biometric recognition checks analyze body movements, colours, objects, and other surroundings. Shufti Pro Funding indicates that these checks help industries onboard legit customers.
- Voice Recognition
Voice recognition is another check in the behavioural biometric recognition casket. In this type of biometric user authentication, the system verifies customers by analysing a clip of voice recording. The system analyzes the sound the vocal cord creates. These are impossible to re-create which makes biometric security checks reliable.
In a Nutshell
Biometric screening is becoming an integral part of industries’ operations nowadays. lives. However, criminals are also using advanced methods to bypass these checks. They do this to either make purchases, open accounts or reap other benefits. Industries need to incorporate effective biometric ID verification mechanisms to restrict the chances of these fraudulent attempts. Therefore, businesses should incorporate top-notch AI-powered biometric recognition solutions to enhance their operations.